JustRent2OwnHomes.com FAQ's

GENERAL

What is JustRent2OwnHomes and how can it help me?

JustRent2OwnHomes is a leading information resource for the Rent to Own and Foreclosure industry. Combining powerful search tools and an easy-to-use interface, we're simplifying the housing search process because we believe it should be easy to find your next home. Traditionally, information about Rent to Own and Foreclosure properties has mostly been available through the time consuming and hit-or-miss process of sifting through the MLS, local real estate publications and online classifieds.

JustRent2OwnHomes operates an online real estate resource website that, among other things, allows customers to search for information related to Rent to Own, Lease Option, Lease Purchase, Owner Financing and Foreclosures properties nationwide via hypertext links to Websites authorized to display real estate information.

Is JustRent2OwnHomes a Real Estate Agent or Broker?

JustRent2OwnHomes does not broker real estate transactions or act as a real estate agent for you or any other user and is not involved directly with selling properties. JustRent2OwnHomes simply provides a service by allowing users to access information that has been made available for others, connecting you with these hard-to-find properties, giving them the exposure they might otherwise not have had.

How does a Rent to Own home work?

A Rent to Own transaction is when a home owner agrees to lease you their home and you, the tenant, will have an option to buy the home for a pre-negotiated price before the lease period is up. It gives you time to “try out” the home and surrounding neighborhood, while allowing you the time you need to work on fixing any past credit problems and/or build up the necessary down payment required to purchase. In most cases, you will receive a “rent credit” of the monthly payment towards the down payment of the home, when it comes time to purchase.

How do I know if Rent to Own is right for me?

If you want to purchase a home but can’t right now because you don’t have the credit or down payment required to qualify for a mortgage and you don’t want to keep throwing away your hard-earned money renting, then Rent to Own is right for you!

What makes JustRent2OwnHomes different from other real estate resources?

We specialize in Rent to Own real estate information, tools and resources. There are services for conventional real estate transactions such as the MLS, however, there’s really no central database for Rent to Own homes, often times making them difficult to find. We know where to find these types of homes, making it easy for you, so you can focus on the important part, finding the right home for you and your family.

What’s the difference between Rent to Own, Lease Option and Lease Purchase?

Rent to Own transactions, also referred to as a Lease Option, is when a home owner agrees to lease you their home and you, the tenant, will have an option to buy the home for a pre-negotiated price before the lease period is up. The main components of a Rent to Own or Lease Option include the lease term (typically 1-3 years), purchase price, down payment and rent credit.

Lease Purchase transactions are similar to Lease Options and Rent to Owns, however, rather than the tenant-buyer having the option to purchase the home, the tenant-buyer is contractually obligated to purchase the home.

Is Rent to Own a new concept?

Rent to Own is not a new concept. In fact, people have been using Rent to Own for decades to acquire real estate. However, with banks tightening up on their lending guidelines over the past 5 years, Rent to Own is becoming an increasingly popular alternative.

How can I be sure that my credit will be good enough to buy before my lease is up?

Great question. We’ve partnered with a leading credit repair company that will help you get your credit back on track, so that you can purchase before your lease is up. We recommend that you speak to them before you start searching for a home. They will evaluate your current credit standing and give you a better idea of how long it will take to get you back on track, so you can hopefully purchase the home before your lease period is up. This is a good starting point and will give you a realistic time frame as to how long you should consider signing a lease for. You want to make sure you have enough time to get your credit back on track and prepare for home ownership. You can get your FREE credit consultation now by calling, (866) 899-8558.

What is a rent credit?

A rent credit is a portion of the monthly payment that is applied towards the purchase price of the home when it comes time to buy. This is generally where a portion of your down payment will come from. Rent credits are typically retained by the seller until the tenant-buyer exercises their purchase option. It is always smart to use an escrow account to protect your investment in the event the seller defaults. The amount of the rent credit will vary by seller.

Who pays the real estate taxes and homeowners insurance on the Rent to Own home?

Real estate taxes and insurance are typically the responsibility of the homeowner until the tenant-buyer completes the purchase.

Who is responsible for maintenance and repairs on the home?

Generally speaking, sellers of Rent to Own homes will hold the tenant-buyer responsible for maintenance and repairs up to a certain dollar amount, usually $500. Anything over that, may be the responsibility of the seller. The terms of each Rent to Own transaction are going to be different and you should always check with the seller when it comes to maintenance and repairs.

CREDIT

What if I have bad credit?

Don't worry; the concept of Rent to Own was uniquely designed with your situation in mind. Sellers of Rent to Own homes know who they are attracting when they offer their home for Rent to Own. They expect you to have bumpy credit and they are specifically marketing to you. Prospective buyers with a credit score of 700 or better can most likely go to a bank and qualify for a mortgage; they usually don’t need to go the Rent to Own route. Rent to Own is really ideal for anyone with less than perfect credit.

TRIAL

How do I get started?

It’s fast and easy! Just click here to get started. You will have full access to all of the listings, tool and resources you will need to get the Rent to Own process started.

How much is the trial and how long does it last?

The trial for JustRent2OwnHomes is $1.95 for 5 days. The day that you sign up is considered day one and you have 4 additional days after that. If you need more time, it’s just $48.97/month and the monthly benefits will automatically be extended, unless you cancel. If you don’t want to be charged the $48.97 for the monthly service, you will need to cancel within the 5 day trial. You can cancel your account at any time by clicking the “cancel” link at the bottom of each page.

Will I receive an email confirmation after I sign up for the trial?

Yes. As soon as your account is created you will receive a welcome email containing instructions on how to login to the website, your username and password, a link to cancel the service once you’ve found a home, the terms and conditions of your account, contact information for the customer service department, as well as, a link to the frequently asked questions portion of the website, where many of your questions can be answered.

The welcome email also has a link that takes you directly to the login page and automatically populates your username and password for you, making the login process simple and easy. As soon as you create your account, check your email “inbox” to ensure you received the welcome email. If you don’t see the email in your inbox, check the “spam” folder as well, as it may end up in there. If you do not receive your welcome email or cannot login to the website, you should contact customer service immediately at (866) 899-8558. Customer service is available Monday through Friday from 9am-5pm Pacific Standard Time.

How much does the JustRent2OwnHomes monthly service cost?

We offer our member’s 5 days of unlimited access to JustRent2OwnHomes for $1.95. This gives you an opportunity to decide if the service is right for you without committing to the monthly membership. If you need more than 5 days, do nothing and the benefits will automatically be extended for the monthly membership price of $48.97. Your service will remain active until you cancel. If you cancel before the end of your 5 day trial, no further charges will occur.

How do I login to the website?

At the top of the main page of JustRent2OwnHomes.com, you will see something that says “Login To Your Account.” Once you click on that, it will take you to the “Member Login” page, where it will prompt you to enter your email address and your password. Your password is the phone number you used to create your account. Enter only the 10 digits, without any spaces or dashes. This will allow you to login to the website so you can begin your search.

How do I cancel the trial?

Cancelling your trial is fast and easy and can be done right on the website without having to call member services. If you want to cancel online, click here (you must be logged into your account to cancel). You will receive a cancellation confirmation email. If you have problems cancelling your account or you do not receive the cancellation confirmation email, please contact the member services department at (866) 899-8558. Member services is available Monday – Friday from 9am-5pm PST.

How do I contact Member Services?

Member services is available to assist you at (866) 899-8558, Monday – Friday from 9am-5pm PST. Member Service is closed on the weekends. You can also send us an email at support@JustRent2OwnHomes.com.

Can I cancel and still use the service?

Unfortunately, once you cancel the service, you will no longer have access to the website. If you’re thinking about cancelling, we would suggest printing out any listings that interest you beforehand.

Will I get charged if I don’t use the service?

Yes. The trial and monthly membership fee cover the cost of making the information, tools and resources available to you. Whether or not you decide to use the service and how much you use the service, is up to you. If you decide the service is not for you, it’s your responsibility to cancel.

What forms of payment do you accept?

We only accept Visa or Mastercard. If you don’t have one of those, you can always go to the nearest convenience store and get a pre-paid Visa or Mastercard and use that.

LISTINGS & WEBSITE

I thought the listings were free?

The “preview listings” are free. On the main page of the website, you will see a box where you can enter your city and state or zip code. Once you do that, a list of the available homes will pop up. This will give you a better idea of how many homes are available in that area along with a single photo(if a photo is available) before you sign up for the service. Those are the “preview listings” and those are free. If you like what you see, it’s $1.95 to get the full details for 5 days.

Can I see some listings before I sign up for the trial?

Yes, before you sign up for the trial you will have access to “preview listings.” On the main page of JustRent2OwnHomes.com you can enter the city and state or zip code of the area you are interested in and the search results will show you how many homes are available in that area and also show you an exterior picture of the home. These are “preview listings.” This will allow you to get a better idea of what’s available in that area before you pay the $1.95. If you like what you see, it’s just $1.95 to get the full contact details for 5 days. To check out some preview listings, click here.

Can I search by city, state and zip code?

You can search by city and state or zip code, but not all three. When you search, it will give you homes within a certain radius of that zip code.

Do you guarantee I can find a home?

We don’t make any guarantees. All we do is provide you with access to the information, tools and resources to help you be successful with the Rent to Own process. It’s really up to you to be proactive and take advantage of those resources. We will help you as much as we can, but we don’t make guarantees. You are the only one that can guarantee your success!

In addition to Rent to Own, do you offer information on Foreclosure properties as well?

Yes. We are a housing information resource provider for Rent to Own and Foreclosure homes nationwide. Rent to Own homes will always come up first in any search, followed by Foreclosures. The Rent to Own homes will have an orange line through the picture indicating that the homes are available for Rent to Own.

The Foreclosures will have a blue line through the picture indicating the home is a foreclosure. We do not market Foreclosure homes as available for Rent to Own. The Rent to Own homes are not Short Sales or Foreclosure and should be represented by the homeowner or their Realtor directly. Once you are logged into the website and your search results appear, you will be able to click on the contact details for the home you’re interested in and it will link you back to the source of the listing. If you're searching in a remote area, it is possible that there may be more available Foreclosures than Rent to Own homes. That's part of the reason why we give you access for 5 days for only $1.95, so you can search around and decide whether or not this is going to be the right service for you.

If I find a home I’m interested in, how do I view the property?

When you find a home you’re interested in, you’re going to click on the contact details, which will link you back to the source of the listing. Additional pictures should be available at that time. In many cases, the homes are vacant and move-in ready, as you will see from the pictures. If you find a home you're interested in that is currently occupied, you would need to contact the homeowner or Realtor directly, as every home is going to have different requirements and terms.

I don’t see a monthly price for the home. How do I figure out how much the monthly payment is?

When you find a home that you’re interested in, you’re going to click on the contact details, which will link you back to the source of the listing. Most of the time, the monthly payment can be found in the property description. If the monthly price is not listed, you would need to contact the representative of the property for further details.

Why aren’t there any interior pictures of the homes?

If you are not logged into the website, you would not be able to see any interior pictures of the homes. With the “preview listings” you would only be able to see the main photo. Once you’re logged in and you find a property you're interested in, you’re going to click on the contact details, which will link you back to the source of the listing. There will you find additional photos of the property.

What’s the difference between a Rent to Own and Foreclosure home?

When you take out a loan with the bank to purchase a home, it’s called a mortgage. When someone stops making the payments on a home they took out a mortgage on, the bank will try to take back possession of the home through a process called foreclosure.

The Rent to Own homes on this site are different from the foreclosure homes. When a homeowner offers their home for Rent to Own, they are agreeing to lease you their home for a period of time, typically 12-36 months, and at the end of that lease, you have the option to buy the home. That’s a Rent to Own home.

When I enter the city I want to search in, I get an "invalid search" response. Does this mean there are no homes available in that area?

No. If you are getting an "invalid search" response, the search criteria you're entering is incorrect. Double check the spelling of the city and state for accuracy and remember you can only search by city and state or zip code, but not all three.

OTHER

Do they allow pets in Rent to Own homes?

Many properties do allow pets. However, the pet policy varies from property to property, depending on the owner’s terms.

Is it hard to get approved for financing at the end of the lease term?

It used to be that Rent to Own transactions did not always end in sales, however with the new option of FHA financing, it is becoming much more easily attainable. You will also have access to experienced credit repair professionals that can help you get a plan in place to get your credit scores up to the point of making a purchase when your lease is up.